According to the June 2026 FSR, what was the credit growth of Scheduled Commercial Banks (SCBs)?

According to the Reserve Bank of India's (RBI) Financial Stability Report (FSR) of June 2026, the Indian banking system remains robust, recording a credit growth of 14.5%, Gross NPA at 1.8%, and a profit after tax of ₹4.05 lakh crore. The report identifies cybersecurity, geopolitical tensions, inflation, climate change, and a global economic slowdown as key future risks.