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HomeDaily Current Affairs › RBI's 101st SPF Survey Projects FY27 GDP Growth at 6.6% and Inflation at 5%

RBI's 101st SPF Survey Projects FY27 GDP Growth at 6.6% and Inflation at 5%

Published 14 August 2026

According to the RBI's 101st Survey of Professional Forecasters (SPF), India's real GDP growth in FY27 is projected at 6.6% and CPI-based retail inflation at 5%, marking a slight improvement over previous estimates. GDP growth for FY28 is projected at 7% with inflation at 4.5%, indicating a potential 'Goldilocks economy' scenario characterized by robust growth and controlled inflation. For FY27, merchandise export growth is estimated at 7%, import growth at 9.9%, and the current account deficit (CAD) at 1.4% of GDP, while the CAD could stand at 1.1% in FY28. The RBI has projected FY27 GDP growth at 6.7% and the IMF at 6.4%, highlighting slight variations in economic forecasts across different institutions.

According to the Reserve Bank of India's 101st Survey of Professional Forecasters (SPF), India's real GDP growth for the financial year 2026-27 (FY27) is projected at 6.6%, slightly higher than the 6.5% estimate from the previous survey. This upward revision primarily reflects expectations of support from robust domestic demand, manufacturing activity, the services sector, and exports. The survey captures the collective expectations of professional economists and forecasters regarding the economy's future performance.

Inflation Projected at 5% for FY27

The SPF projects CPI-based retail inflation for FY27 at 5%, slightly higher than the 4.9% estimate in the previous survey. Key risks to the inflation outlook include fluctuations in food and fuel prices, monsoon conditions, global commodity prices, and geopolitical tensions. However, core inflation—excluding volatile components like food and fuel—is expected to remain relatively contained. This serves as a crucial indicator for the RBI's monetary policy decisions.

Prospect of a ‘Goldilocks’ Scenario in FY28

For the 2027-28 fiscal year (FY28), the SPF has projected GDP growth at 7% while maintaining the CPI inflation forecast at 4.5%. The combination of robust economic growth and relatively contained inflation is termed a ‘Goldilocks Economy’ in economics. Although 4.5% inflation exceeds the RBI’s medium-term target of 4%, it may still signal a relatively favorable balance between price stability and economic expansion.

Signs of Improvement in the External Sector

The SPF projects India’s merchandise export growth at 7% for FY27, with merchandise import growth estimated at 9.9%. Additionally, the Current Account Deficit (CAD) for FY27 is projected at 1.4% of GDP, down from the earlier estimate of 2.1%. The CAD projection for FY28 has also been revised downwards to 1.1% of GDP. However, the actual current account position will depend on factors such as merchandise trade, service exports, remittances, and investment income.

Divergence in Growth Projections: RBI vs. IMF

The RBI projects GDP growth at 6.7% for FY27, whereas the SPF estimate stands at 6.6%. In contrast, the IMF, in its World Economic Outlook, has projected India's growth at 6.4% for FY27. For FY28, the IMF’s projection is 6.7%. Discrepancies in projections across institutions reflect differences in the data, models, global economic conditions, and risk assessments employed by them.

Macroeconomic Significance for UPSC

The SPF projections aid in understanding the growth-inflation trade-off and the external sector dynamics of the Indian economy. If growth remains robust and inflation stays under control, investment, employment, and consumption could receive a boost. However, risks such as the monsoon, El Niño, global trade policies, geopolitical tensions, and global demand could impact the economic outlook. For UPSC purposes, this should be studied in the context of GS Paper-3, specifically regarding GDP, inflation, monetary policy, the balance of payments, the current account deficit, and the external sector.

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